Tony
- Portfolio management services for investors
YPC give you so much information and with such enthusiasm. I already had a couple of properties before coming to YPC but found that with them the sums actually work and our properties get let out When you meet them you never get the feeling that they are trying to sell you something, they want you to get something out of it. The guys at YPC want you to feel happy. Whenever I meet with Simon I can be quite open and express any worries as I know I will get a straight answer. Simon always warns me what I should be doing. Brett and Simon have so much experience that I know they are competent. Through YPC I'll be able to not have to be dependent on working all the time and can have the opportunity to do other things with my life.
Simon
- Property as a pension plan
I have quite a young family and I work a lot of night shifts so my attempts to get into buying below market value failed as I simply didn't have the time. I needed someone to take care of 'the dirty work' as I call it for me but was initially sceptical about dealing with other people. As soon as I had met with the guys at YPC a couple of times and visited the property they had sourced I began to feel very comfortable working with them. I've been working in the same job for 30 years and don't want to be doing this until I am 65. I want to be able to enjoy life. My face to face meetings showed me that I can have a different lifestyle through property and since I started working with YPC my life has changed full circle. I have no criticisms whatsoever of the service I receive from YPC. Keep up the good work!
Sid
- Property investment advice for replacing my pension
Most property investment companies seem pretty similar but YPC really stood out to me. What makes it unique is the trust factor and the fact it seems like a family business. The meetings with Simon are very educational. He is down to earth and always keeps it as simple as possible. He's so creative with his crayons, he should be an artist! You can always get in contact with the people at YPC. Whenever I pick up the phone to my property consultant he is there and any email queries I send are usually answered within 24 hours. I'm very very happy about that. YPC are an excellent company to work with and I hope to carry on the way that we are in the future.
Michael and Richard
- How to build a property portfolio for my retirement, for beginners
If anybody is looking to build a property portfolio they could do a lot worse than go with Your Property Club. The things that have attracted us, you can go on their web page at any time and see the progress of your purchases at any stage. They encourage you to phone them at any time if you have a problem that you want them to explain. Best of all, because they are handling a great number of people's portfolios they are in a position to get you the very best deals available.
When you become a member you are introduced to your Property Consultant and your Property Portfolio Manager who will guide you every step of the way. These people are very professional, helpful and inspire confidence. The team at Your Property Club are all allocated their own responsibilities to ensure a smooth and successful outcome.
Our experience with your property club is one of trust and friendship. From finding Your Property Club on the internet and after making first contact with Dean (our property consultant) the experience is like an exciting adventure .We as a family are very sceptical and believe that when a deal seems too good to be true it normally is. Until now. We went across to London where we met the YPC team and what a enthusiastic team they are!
We are just about to sign for our second property thru Your Property Club. What is so different to most property clubs is the education. It's all free. You can go on the web page and see what stage the purchase of your property is at by just logging on and it doesn't stop there. Through contacts they get the solicitors, mortgage, letting agents and carpets etc. They are always there when you need them. No matter what time of day or night. When we have any concerns no matter how trivial. We just ring up Dean, and he gives you the time and patience to go through your concerns and makes sure you understand the process properly. Karen, besides finding renting agents, will get quotes from any thing from carpets to curtains. This helps build confidents in their organization.
In a nutshell this team is a very professional helpful unit to we highly recommend to anyone who is interested in investing in property.
If you are unsure, what we would strongly recommend is to go and meet them in person. You will find them very welcoming. They know what they're talking about and everything is there to see. Not only do they source property for you, they will stay with you all the way, from buying all the way through to renting it out.
We have completed two properties with them. We would not hesitate to do more properties in the future.
Natalie
- When purchasing property it's vital to have the support you need
I had been thinking about investing in property for several years but just hadn't got round to it. Meeting Simon gave me the confidence to finally take the plunge. Knowing that I was going to be supported both at the time of purchase and beyond.
Marjolyn
- The property investment process is simple with our help
I will soon have completed buying my first two properties with YPC and would have struggled had it not been for the guidance and patience of Brett and Simon. They have literally held my hand throughout the whole process. I hope to buy many more properties with YPC in the future. So thank you Simon and Brett for making a normally stressful and difficult process so pain free.
Karam
- Buy property from people who are investors themselves
As a business investor, when I first came across YPC I wanted to check out everything negative about the business but couldn't find anything! The vibe just felt good, they are really straight and honest people, everything felt right. Everything YPC tells us is as it is, the honesty and trust I have with YPC was a big factor in choosing them. When you come to meet them you see they have the knowledge. What's more is when you meet other investors it's obvious they are a happy bunch of people, and for further peace of mind all the staff invest in these properties themselves. I look forward to doing more business with YPC.
Dave
- Enjoying the lifestyle of the property investor
Dave is one of Brett and Simon's oldest clients - not in terms of age of course. He has been working with them for 5 years, educating himself in property and investing but "enjoying the lifestyle" at the same time!
Charlie
- The educational side of building a property portfolio
I work in retail and having looked at the market I realised that now is a good time to invest. I chose YPC over other property investment companies because from their website I got the feeling that they were a lot more relaxed and that they focus on the educational aspect more. I'm also interested in personal development and sharing this interest with Brett was another factor motivating me to work with YPC. So far I've achieved stress free investment. My property consultant and the Aftercare team are really efficient and when they say they'll do something it always gets done. I was initially sceptical but so far I've been really impressed.
Barbara
- Property investment education and advice that will blow you away
As I have said before and to use your words I am blown away by Your Property Club. I think you all go above and beyond your duty. In today's world of cut throat I find you all a breath of fresh air and I am so glad to have found you and feel very pleased and lucky to be under your wings. I would definitely buy from you again. Can't wait!
Avtar & Jass
- How to start a property investment portfolio
Brett and the team have been really helpful in getting our portfolio started. They have been there for us each step of the way. Don't think we would have been able to build up our portfolio of 4 properties in such a short space of time without their support and advice. Best thing is how they are willing to invest their time in reassuring you and being there during the "Oh Shit" moments. Biggest surprise for us is that we never ever expected to own property aboard, now we have one in Spain. Thanks to everyone at YPC.
Andy
- Property investment advice for experienced investors
I have been investing in rental property since 2002 and I have also been a member of the expensive fees, seminar based type of property club. When I first spoke to Mark at YPC I was very pleased to find that here was a team who I could meet and talk with and who would help me develop my property portfolio. Mark sent some examples of available property and I was very impressed with the due diligence YPC had performed. I was pleased to see that the expected rentals were realistic and also that they would organize the whole purchase process from reservation to rental. YPC also have guarantees in place if the expected rental is not achieved.
At my first meeting in London with Mark and Simon, the Brett YPC strategy for property investment was sketched out on a piece of paper. I was able to stop and ask questions and have things explained many times. This for me was so much better than trying to retain information from a seminar or understand the PowerPoint slides later.
At the end of January this year I was ready for my first investment with YPC and the purchase of my property in Kings Lynn went very smoothly. The letting agent (recommended by YPC) had a tenant move in within four weeks of completion. I have since reserved three more properties and I am confident that the process will be just as smooth.
My thanks to the team at YPC for all your patience and hard work and for the champagne and glasses. A very nice touch and much appreciated.
Phil & Lorraine
- How to use property to support your retirement, pension
Hi, we're Phil and Lorraine, live in the West Country and thankfully found Your Property Club after a web search.
Firstly a bit about us. We have been looking for a method of supporting ourselves through retirement and have put a lot of time and energy into looking for the answer. I have been personally worrying about this for 20 years but it recently started to impact on my life causing lack of sleep and severe stress.
You see, I come from a long line of longevity and unless something catastrophic happens, can look forward to reaching my 90's. That's 40+ years from now and at least 25 of those will be retired with no income except my rather pathetic self employed pension (£2k per annum - which costs me 10% of my income) and the state benefit (if one exists then) plus I would like to retire at 60, not 65 (or till I drop, if the government has its way)
Unfortunately I never had the chance to benefit from a work related pension due to it not being available at my workplace coupled with long periods of self employment. Lorraine is in the same position pension-wise but in her case it's because she has been a Mum and recently returned to work.
My parents are in their 80's and well, comfortable and happy, due to both having benefited from a kinder "earnings related government backed pension" as they were both teachers retiring 20 years ago.
Lorraine's parents by contrast, were not so lucky. Yes they get pensions, but they can barely survive on them and seeing how they live would fill me with dread if it turned out to be the vision of our future also. I want to enjoy our retirement - not simply endure it.
About Your Property Club:
We are not complete strangers to the property game as we have renovated a few properties and made a bit of money, but it's hard, and everyone's doing it due to the plethora of "Get Rich Quick - all you need is a paintbrush" type programmes on the TV. Try securing a property at a decent price from auction now, if you can get into the auction room!
We went to a free evening seminar by a well known nationally advertised company promising untold wealth through building a Property Portfolio through them with no problems, so we went along and were blasted for 2 hours by slick salesmen whose job it was to get us to sign up to their "Training course" for several thousand pounds. After this nightmare we did some research on them through bulletin boards and comments of previously involved participants found all was not as rosy as we were led to believe.
We cut our ties with them and realised that although we were still very interested in building a property portfolio to provide for our retirement - this was such a serious subject it needed some serious investigation.
We thought we had missed the "property boom" boat, where anyone with a bit of money could make a killing - some did, but that's not true now. What you need now is a very planned and prudent approach, but crucially working with people who do this day in day out, know the right contacts can get the best deals and work out a strategy to maximise gains. It is still a great way of using "other peoples money" to fund your retirement or provide an income - and beats the heck out of pensions.
The first company I found on the Google search was in London. I did my due diligence on them and they seemed to check out so we made an appointment to meet. We were impressed with the professional yet friendly approach and as a result of watching "Neighbours" and "Home and Away" for years found that we could communicate with Brett and Simon almost straight away!
We had a very instructional, if not bizarre meeting (wax crayons and sheets of paper to illustrate points) where we were impressed that the emphasis was what WE would benefit by working together with them on building a portfolio – this was a refreshing change! We are not accountants and don't really understand the figures that well, but we were led by the hand and continue to be so. We were also not made to feel foolish when we didn't understand something and asked the same question for the umpteenth time.
We bought our first property in Manchester and even though it is 200 miles from where we live, it's fine because it is completely managed for us through YPC. It completed on 22nd Dec and we had out tenants move in 4 weeks later - sooner than predicted. Due to the "proof being in the pudding" we put a deposit on a property in South Woodford, London and that takes us to the "1-2 stop" part of the strategy.
Now is the time to get our financial regime in place by using their excellent Ezytrac software, making the whole process easier still, and preparing us the next 12 months, when we will be looking to continue property acquisition. Our goal is at least 10 properties and holding them for 7-10 years (or more if they are more useful for providing an income). All this at no cost to our lifestyle as we are using our domestic property equity - the extra interest being factored into the cashflow plan anyway.
Historically property doubles in value in 7-10 year cycles, and even though the market may drop from time to time this is compensated for if you stick it out. With the government learning a lot of lessons "boom and bust" are thankfully a thing of the past so with a lack of supply and increasing demand for housing stock, the signs are excellent.
Long term payments to a Pension Co (which may disappear), verses Property Portfolio Building - er - No Contest!
Peta
- Unlike other companies offering property deals who sell you their expertise, Brett and Simon are willing to pass on their knowledge of the property market and how to prosper from it freely
YPC are very approachable people who work well together, each fulfilling their different functions and enjoying what they do. They are obviously confident that what they do will be beneficial for all concerned and pass that confidence to you.
Unlike other companies offering property deals who sell you their expertise, Brett and Simon are willing to pass on their knowledge of the property market and how to prosper from it freely. They're happy to spend literally hours in a friendly and informal way explaining the theories, (I would have been chewing the table if I'd been Simon) and going over your own personal situation, looking at ways for you to accomplish your goals. There's no need for pressure selling as your options become obvious. I've been impressed with their patience and particularly their thoroughness, making sure that everything is considered and all your concerns covered in detail.
Once you take the plunge and begin the buying process it's a relief to find that the figures they provide turn out to be pretty accurate. They do anything needed to aid your purchase from the solicitors and mortgage brokers to the managing agents and ongoing lettings. They make it all relatively simple.
It's not so much working with an impersonal company as buying property with friends who know how to do this. You learn a lot in the process. As such they carry on checking how your property purchases and finance are working out and advise at regular intervals to make sure that everything is constantly moving forward for you. You don't get left to deal with it all and can get as little or as much help as you need. It's encouraging to have the assurance of people behind you keeping you focused to reach your intended aspirations.
Dean
- Property investment for young professionals without a lot of time
As a young professional I would never have had the time or mobility to embark upon property investment without the support and management skills of the people at Your Property Club. Any minor concerns are dealt with speedily and efficiently and I cannot recommend their services too highly. Their friendly and caring attitude has made dealing with this company a pleasure. With the professional yet personal service approach of Your Property Club I have managed to achieve my aspirations and desires of becoming a multi home owner. In less than 6 months since I contacted them I have completed on my first buy-to let purchase. Thankfully, they held my hand throughout the entire process from liaising with the developer and giving me regular updates on the progress, to organising Solicitors, Surveyors and Letting Agents. They made the process as simple as they could for me and, as it has turned out, as profitable as well. After successfully completing on that apartment, I then let it out within days. I don't intend to invest my money in anything that isn't sourced by Your Property Club in the future as I am confident that everything they recommend will be a sound investment.
Alison & Martin
- How property can be the vehicle that will take you where you need to go
Brett's knowledge of investing, building a portfolio and property in general is excellent, he's always so positive and not only talks about the money that can be made from investments but also focuses on lifestyle. He believes that property is the vehicle for achieving the lifestyle you want which fits really well with where we are as people.
Jennifer
- My goal was to have three properties by the time the Olympics comes to LondonI've always wanted to get into property and build a portfolio, but I didn't know how to get started. All I had was the equity in my home. Books and seminars gave me some knowledge, but when I finally decided to start my portfolio, I sat down with Simon who explained the different strategies to me in great detail. I was very pleased that he had gone through the process of buying property and building a portfolio himself, so the information was current and best of all, I could see how to get started straight away. Once I'd bought the first property, I had another meeting with Simon to re-cap strategy, and from that point the possibility of getting to my former goal (3 properties by the time the Olympics comes to London 2012) was more real, because now there was momentum in my portfolio. Since then I've met Brett, whom I regularly speak with, and I have confidence in their professionalism and their knowledge and understanding of the property market. I think it's great that they offer their time and free information to anyone who is really interested in building a portfolio. I would encourage anyone who is seriously thinking about getting started to speak to Brett or Simon. You will get the no-nonsense information you need, to start you on your way.
Michael & Susan
- YPC supports and educates you through the emotional and financial aspects of building a property portfolioOur circumstances were a bit different. I am Australian and Mike is English, we both have families here and there which has meant that our ideal lifestyle is to spend time in both countries. We first sat with Brett in March 2005 and discussed our needs. Together we mapped out a plan that involved building a portfolio large enough for Mike to leave work and me to work on a consultant basis. I am happy to say that we have achieved this. I think the best thing about working with Brett is that he keeps everything very simple but at the same time does not deviate from the principles. He supports and educates you through the emotional and financial aspects of portfolio building. Through this certainty we have been able to secure a portfolio of 9 properties. We are now in a consolidation phase and looking forward to spending the next 3 months in the Australian summer.
Wullie & Angie
- YPC, like a friend who you can trust to look after your property portfolioBrett's knowledge of investing in property has been very impressive, as well as eye opening. He got me into a new way of thinking, I now think differently from what I did last year, no money down deals means I get more property for my money, what more can I ask for. My knowledge has vastly grown in working with Brett, I don't think of Brett as a Property Consultant, I think of Brett more as a friend who I can trust to look after my interests, as for results well, I've almost reached the million pounds mark in my portfolio, not bad for a couple from Glasgow.
Ricky
- Building a property portfolio with YPC will be the best investment you'll ever makeWhen I first spoke to Brett in around March 2005 I had already spoken to a number of other Property Investment clubs who all informed me of a large registration fee and a yearly membership fee. I was not prepared to pay this because I was unaware of my return on that investment. I spoke at length to Simon and Brett and their services and they provided me with a lot of informative information to help me to make my first step into the buy to let market. Simon and Brett both spent a long time on the phone with me trying to explain how it worked and what my best options were and put my mind at rest, since August 2005 I have now bought two properties with them and am looking forward to buying many more, I can say to anyone that is interested in working with them that it will be the best investment you make. Not only is the sales process extremely smooth and worry free but they have managed to get my property let very quickly which I was pleasantly suprised about. I now believe that buying more properties with them will not take so long to think about, if they say it is a good investment I trust them which is a very large commitment on my side as I find it hard to trust anyone with my money as I'm sure everyone does.
Ian and Susan
- Developing your property education knowledge is the most important part of the property investment processThree years ago we purchased two Buy to Let properties in our local area, which, luckily have been 100% let ever since. Having "got the bug" after about 12 months, we considered how we could drive forward our portfolio. However, when researching various discount property Companies, most wanted large "up-front" fees (one Company quoted £40,000) to help build a £1 million portfolio within 12 months.
We didn't like the idea of paying large up front fees, nor of developing a portfolio so quickly, or indeed of paying £2000 for attending seminars on how to build up a successful portfolio.
So, in carrying out some research on Property Clubs and discounted properties, we came across Brett's Company who could assist in our goals. However, there was something refreshingly different about Brett's philosophy. Instead of "the big sell", he was interested in developing the investor's knowledge of how to become successful in property development and management with tried and tested cash-flow techniques, but at the same time assisting in the development of emotional intelligence of becoming a professional buy to let investor.
Yes, Brett does want to sell his sourced Properties but in a structured way to enable clients to develop their portfolio gradually and more importantly "cash flowed" to reduce possible problems at a later stage. It was surprising for some one who wants to sell properties to you to be saying "buy maybe just one/two properties to start with then stop and let your emotional intelligence catch up and get to know the market before plunging in with many properties in a short space of time. Ask Questions and get to know the buy to let industry, so that you feel comfortable before moving on."
It was this philosophy that particularly helped us get over the barriers of investing away from our local area.
Brett has now further developed his business team but continues to offer the same informed advice, which we have used many times over the past 2 years and continue to do so.
Brett and Simon, together with their background team have assisted us develop a £1.4 million portfolio both here and in Spain and have assisted with any snags as they invariably crop up. However it is pleasing to note that both Brett and team members do buy in the same properties that, we the client invest in and this gives comfort that they also carried out their own due diligence before risking their own cash.
We have been delighted with the service that Brett, Simon and the team have given us over the past 2 years and will continue to work closely with them to both track and further develop our portfolio in the future.
Thanks to yourpropertyclub for your continued support.
Steve
- A step by step explanation of how the buy to let process worksHi Brett -- I read your Book three times and found that I learned more on each occasion. It is well structured from the 1,2 stop strategy through the different stages to 7 - 10 and 7 x 10. The book is written in an east to read conversational style and I could hear your voice at times explaining the process of how to build a portfolio of property.
I particularly liked the explanation of how buy to let worked and impact that time has on the investment. The step by step explanation of the Mortgage process was an eye opener for me at a personnel level. The real difference for me compared to other "dusty tomes" is your recognition of the emotion around Property investment particularly for the novice and First timers into BTL. Its a strange almost alien concept to use Equity (Capital) to fund not just the Property purchase but also the mortgage and other costs via your 2 year cash flow rule. I must admit I struggle with this aspect of the BTL business..............but I hope to get over it!
Although I have purchased a Property in Florida I recognised the importance of the Sleep test. I was looking at purchasing a resale in the US but awoke on the morning of the decision day and decided that the deal was not right for me at the time. A really important point to make to people. Too many people rush in and then regret their decision later.
Your approach to building a portfolio is easy to follow and straight forward particularly the 5 and hold stage. I know from my own investment property that the amount of paperwork is very unexpected and the surprises that come along seem never ending at times. A really important point to make about the admin side of property. The other things like Tax advice, succession planning are equally important but I thought the advice about setting up the Bank account and the direct debits was one that probably most people forget. Again a really important point.
I feel that the real clincher for me was the 2 year cash flow rule so very obvious but as you rightly point out missed or deliberately ignored by novice investors who only calculate the purchase price of the Property. Another good piece of education and knowledge was the different stages that the housing market goes through and the reaction that an investor needs to have at different stages of the cycle. A real eye opener! I did not appreciate that it worked like that.
My only negative thought about he book are that in some isolated places you seemed to be split between education and advertising / plugging "Your Property Club". While I fully understand you ambition to grow your business I am not sure it was appropriate at times. It was more noticeable the first time I read the book and I was able to ignore it on subsequent reads. It might put some people off the book. But the important fact for me (and you) is that I knew more about building a Property Portfolio when I stopped reading and put the "book" down than when I started. A very credible attempt at writing a book about Property Portfolio building. Thank you for letting me read it.
Borie
- The best property investment education blog on the internetBrett - thank you for all the education you have made available to me over the past 3 years. Reading your book now makes me appreciate this even more as you have been giving us exactly what you are now providing the public. As mentioned to you before, I've been reading your material on the web, end to end, at least once a month. Reason? Because as I grow in the business, the meanings of what you say in your material changes, they grow, they become more relevant. More importantly, as I practice the principles and follow the rules, I definitely see the benefit.
Belinda and Rakesh
- The fundamentals of property investment are discussed alongside a step by step approach as to how to build up a property portfolio from scratchI enjoyed reading Brett's book as I am interested in property and investing. The book is based on certain principles which have been tried and tested and hold true. The fundamentals of property investment are discussed alongside a step by step approach as to how to build up a property portfolio from scratch.
Brett has this ability to make everything appear simple and stress free. I think it's this ability which caught my eye and encouraged me to work with him. For some time I have wanted to invest in property but haven't known where to start. I mean - there are a myriad of companies out there how do you know which is the best?
Brett's strategy is great for all those cautious investors. The book will advise you take things slow don't get ahead of yourself. There is a focus on getting educated and developing your emotional intelligence. Buy two properties get them rented and wait six months before you make the next move. If you move too fast you may find yourself worrying yourself sick and having sleepless nights. It's just not worth it.
There is an emphasis on lifestyle. Brett wants people's lifestyles to be enhanced by property investment. Part of building a property portfolio with Brett is looking at your life and working through what is good about it and what needs to change. If your lifestyle is not improved by property investment you have to ask yourself are you stretching yourself too much? Do you understand the fundamentals?
Brett's book is an introduction to property investment. I have learnt a lot from reading it. I look forward to building my portfolio with the help of Brett and his gang. They are always patient and happy to help. I love going to visit them I always feel a tad happier about life when I walk out of their offices.
Mark
- How to gain a real understanding of the buy to let property market in the UKI consider myself to be a novice in the world of property investment. Like many others in the UK, I own my own property and have done pretty well in terms of capital growth, but have yet to take the plunge and purchase an investment property.
With that in mind, the opportunity to gain a real understanding of how to take the next step was one I was keen to do and Set & Forget represents as good a start as any in beginning the journey from homeowner to property investor.
Brett Wood's approach goes against many of today's buy-to-let commentators who consider property management a key part of the process. Wood takes a different approach, arguing that we should focus on the investment side of property and leave the management to the experts. So if you're expecting advice on the landlord aspects of buy to let investing, this book might not be for you.
What it does however do, through the use of a series of strategies is to lay out a road-map to building a portfolio of property from 0-10 in a well structured and easy to understand manner. Now don't think it's an easy journey. It's clearly something that you'll need to invest both time and money in to achieve success.
What Wood does is to use his experience in building his own portfolio and that of others as a guide to helping others.
It's clear that one of the keys to success is getting organised and this area is given a lot of attention. All the aspects that the successful investor needs to understand are covered, from finance, mortgages, brokers, taxation through to capital gains and taxation liability. The creative aspects of financing a portfolio with the minimum capital are also shown and this serves to create a thorough set of references that can be referred to time and again.
Are there some things I would change? Of course there are. Brett Wood focuses on the importance of ensuring that any investment you make provides you with a property that is "tenantable" and do that you need to do your homework – or "due diligence" to give it its correct term. Given this, I found the chapter that addressed this issue a little superficial.
Set & Forget to its credit includes a comprehensive check list of things to look out when investing but I was hoping for more. Should I start with a studio or one bed and grow into a 3 bed or stick with the standard 2 bed approach? Apartment or house? Should I consider a ground floor flat and how much does location within a block impact the ability to rent it out?
There are some simple worked examples in the book that are used to explain some of the theories that Wood puts forward as these are used to good effect. I would have loved to have seen some more detailed stories though about people have used the various strategies to grow their portfolio and I'm sure it would act as an inspiration to those who are just starting out.
Throughout the book, Wood makes reference to his company YPC. You could argue that he's very upfront about this and it's clear that one of his motivating factors for writing the book is to drive the growth of this business. Fair enough I suppose and better that this is done in an upfront way, I would have just preferred a few less mentions along the way. Overall though, I have to say it's a very worthwhile read. The strategies are set out in a clear and concise manner and whilst you'll need to a reasonable grasp of numbers and basic finance, given the subject matter that's being dealt with I found it informative without being overbearing.
Terms which are commonly banded around in the media and websites are defined and explained in a straightforward way. The pros and cons are laid out, allowing the reader to make an informed judgement about making an investment. Brett Wood is clearly passionate about property and gives you many of the tools needed to become successful. Ultimately though, he leaves it to the reader to make the final decision.
Happy reading.
Paul
- Thanks to you and all the team at YPCThanks to you and all the team at YPC for my champagne. It is a lovely touch and I'm thrilled. Speak to you soon.
Alex and Sue
- Build a property portfolio in the UKDear Brett, Simon, Chloe and Karen (all at YPC). Thank you very much for the bottle of Champagne and glasses, a great surprise and certainly the best thing to celebrate the launch of our portfolio. A very nice touch and very much appreciated.
Neale & Chris
- Invest in property safely, with professional help from YPCDear All At YPC
Many thanks for the gift of Champagne on our completion, a very nice touch and something we were definitely not expecting. We intend to sip it on the 19th May, our 1st wedding anniversary.
Also many thanks to the whole team for assisting us through our first buy to let and especially for the support when things started to go awry.
YPC where much more informative, helpful at crisis points and generally much more professional with excellent service
providers which I can only say were fantastic in adversity.
So many many THANKS, to the whole Team.
Best Regards.
Neale & Chris.
Sunil
- For a fantastic start to your property portfolio, talk to Your Property ClubWe would like to thank you and the rest of the YPC team so much for the champagne and glasses - it was a complete surprise and a fantastic start to our portfolio. I haven't popped he cork yet but will as soon as my wife returns from her business trip.
I have to give a special mention to Mike, Karen, Cloe and Simon who have all been very patient and helpful throughout the process. Once again thank you.
Jacques
- Your Property Club will handle the entire property rental processThe team have impressed me from the original conversation and continue to do so. I appreciate your honesty and the service from Chloe and Karen was/is brilliant!
Steve
- A great experience with investment property thanks to Your Property ClubSo far this has been a great experience my only downside is that I now have to stop the buying process due to cash flow considerations.
Ian
- The best property investment service, as voted by our clientsKeep it up! The standard of service I've received has been first class. I wondered when you expanded the team if you'd be able to keep the same excellent standards, it seems you have. Well done and thanks - two properties down, 8 to go.
Hilal
- Straightforward property investment advice, no tricks, no feesI chose you above the competition because you seemed the most straightforward - no tricks, no up-front joining fees, and an honest approach to the true cost of the deals. I can now confirm that YPC does what it says on the tin! Great stuff guys - keep it up!
Terry
- Our property letting service will catch any potential issues before they become problemsI asked the letting agent if he noticed any items that needed snagging when he showed clients around. He told me that there had been a couple of items which he had mentioned to Karen. He also told me that Karen had contacted the vendors and sorted out the problems. Although I was not aware of this at the time, I found it very reassuring that Karen was fighting my case, even though I was unaware of it. So a big thank you to Karen from me.
Kully
- Education for your first property purchaseOverall you made our first purchase as easy as possible with minimum input from us. We put our trust in yourselves and we are more than happy with the outcome. We will gladly recommend your services to others. Many thanks for the champagne gift.
David
- "Honest and straight talking in property investment - that's YPC"I have dealt with some unscrupulous people in the property world before, hence my reticence at first. Your team have provided me with a top class service and Simon Shankland in particular has been first class. He never lost patience with me. The essence of your operation is your honesty and straight talking.
Phil
- The high quality free property investment educational material is fantastic!The high quality free educational material is fantastic! The patient guidance from the whole team is excellent. It's great doing business with you guys and I look forward to a long fruitful relationship!
David and Carol
- Replacing your pension with property investment incomeThe time had come! I'd cracked the fifty mark (plus a few) and I was looking at where I was going to be in ten years time... ahhh, retirement, it can't come soon enough!
A review of my numerous small pensions revealed that on payout I might have enough to buy a daily paper and a couple of pints of milk, but that was about it. What to do? Obviously, something rather than nothing!
I'd always thought of property as the way forward, so I started searching the net and came across the Your Property Club (YPC) website... hmmmmm, it seemed reasonable enough. Okay. Take it a step further, meet the guys and have a chat.
My wife, Carole, and I met Roy, Simon and Brett (and, indeed, the rest of the entire cast) one cold morning last February and we were instantly bowled over by their high tech approach of coloured pencils and scrap paper. Shades of Primary 6, perhaps! No Powerpoint presentations or fancy spreadsheets for these guys, just common sense and good humour!
What they said was practical and achievable, but how good were they going to be at delivering the goods? Still unsure as to whether we had stumbled upon a real find, or just an Aussie / Kiwi job creation scheme, we decided to give it a go, but....... there was one small problem. No cash!
We have an apartment in Cyprus, which had swallowed up all of our working capital, so we needed to liberate the equity and bring it safely back to the UK to put the boys (and girls) of YPC to the test. It's taken us five months, loads of e-mails, dozens of phone calls and a couple of hefty fees, but we've done it. Thanks to the services of a good bloke in Nicosia, we've secured an interest only mortgage in Cyprus, and our money is now safely nestling in it's rightful place.........our bank account in the UK. But not for long.
Since that fateful meeting last February the guys at YPC have help us secure two properties, with another one currently in the pipeline. They have done all of the hard work. Sourcing the property, negotiating the deals, nominating the solicitors and mortgage brokers, finding the letting agents, all the due diligence reporting, etc, etc and, I have to say, for us, the whole process has been relatively painless.
When you are busy trying to earn a living and just keep your head above the water, the volume of work that they do on your behalf takes so much of the stress out of the property buying process. And, of course, it's all free!......Whoops, sorry that was a typo, Brett! (Just wishful thinking on my behalf.)
No, it's not for free, but these guys do this for a living, and my view (hopefully, not an unreasonable one) is that if someone does a good job for you, they deserve to get paid for that service and, believe me, these guys do a good job!
Carole and I send our thanks to all of the team at YPC for your help and advice so far, and we'll be in touch. Because we're not finished yet!
Roger
- The painless property buy to let experience with Your Property ClubI am very impressed with the efficiency of YPC as well as the knowledge, diligence, experience and character of the YPC staff. YPC did what it said it would do i.e. found me a promising investment property, completed on it and quickly found a tenant - with the minimum of involvement for myself.
Karen
- The easiest way to invest in buy-to-let property for my retirementWorking with YPC has been a pleasure. I have always been kept in touch with what was happening from reserving through to letting property out. Any time I have e-mailed or called my enquiry has been dealt with professionally and responded to quickly, thank you. You have a fantastic team and am sure you are very proud of them.
Stephen
- Complete management service for my investment property portfolioI find working with YPC quite exhilarating,and it only takes a phone call to dispel any doubts thanks to everyone.
Alexander
- Free education for how to get into property investmentIt's very enjoyable, I love working with you guys and its great to talk to any member of staff about any aspect of property. the free education is great! Although I am a novice in the property game, I still felt a little left in the dark at times during some of the processes regarding my first property. No complaints though, I'm still learning loads!!!
Phil
- How I found buy to let properties that were instantly tenantableHi Brett - I think you & your team provide service to a very high standard. Extremely knowledgeable, with a professional attitude which can't be faulted. For me, the way you source properties is most important. To make sure they are both rentable & saleable as well as a good deal financially. I have mainly dealt with Simon, Karen & Chloe. Each have been very helpful and all the questions I've had were all answered immediately. It's very reassuring to know there is always someone to call if problems occur. I have been using YPC for about a year now and have 6 properties. Each purchase and subsequent letting were completed very efficiently and tenants found within a couple of weeks. In fact, I remember one took only 3 days. I have been in business for about 23 years and have never dealt with any company with such a high standard of service as yours. I will be using YPC in future and am expecting a prosperous retirement.
Michael
- Honest, free advice for buying investment propertyI find your approach a breath of fresh air. You are honest and work hard to make it happen with passion. Keep up with the education. This I find very important to building a portfolio. Simon's education on Ezytrac is something that needs to be hammered home until it be comes routine for everyone.
Tony
- Building a property investment portfolioBefore we came into contact with YPC we already owned three properties in addition to our own home. One in the UK, one in Spain and one in Cyprus. We have learned that we were not working to any sort of plan but were hoping for the best and working through problems as they arose. We have now bought two buy to let properties through YPC. We are now making progress with a plan! We know where the money is coming from and where it is going to in advance. Previously things just tended to creep up on us and we had then to work out the next step. We have every intention of building up our portfolio. However we will not stray away from working with YPC. We find it far less stressful to be guided by the team that Brett has. My wife Fiona often remarks "if only we had found Your Property Club sooner"
Martin
- Experienced property investment management, freeAn excellent team at YPC, I only wish I'd found this out much sooner. Many thanks to all of you, and I hope we can do more business in the future and attain a deeper raport together.
Wolfgang
- Even in the credit crunch, we've completed 2 properties that are already tenantedWe did not comment after our first property had completed. So now that we have just completed on our second property it has become a necessity to do so. We have to say that in both cases everything went fairly smoothly and for the best part kind of 'ran in the background', which is undoubtedly due to an amazing team at YPC office. The whole process was certainly no more painful than purchasing your own residential property. Probably much easier as one is not actually moving house. To say that everthing went swimmingly though would not be true. This emotional thing does kick in if you like it or not and if there are two of you then one partner needs to have the ability to stay cool. To top it all, this crazy 'credit crunch' and everything which connects to it and with it, mainly the hype that was and still is created was enough to drive us potty. Here we are, we've come through it all. We have two properties complete with tenants and are now looking forward to a well deserved interlude totally dedicated to reflection and above all family matters. Thanks to everyone for their great efforts and support.
Ben
- I love the strong guarantees you've put behind your propertySince using YPC your competition seems too inferior for me to even bother talking to. I love the guarantees you put into buying, the passion your staff have, and the reliability of your research. I will continue to use YPC to buy as much property as your staff can find ways of me buying! I have spoken to and researched a lot of property investment companies and none of which even come close to the standards that you set.
Matthew
- What if my property doesn't letAll of my dealings have been with Elizabeth and Karen who have both been outstanding. They have been very informative, patient with daft questions I had, quick to reply and good at keeping me up to date on events. Letting the property out was not as smooth as I was (or presumably you were) expecting, although you were very quick to honour the promises you made re rental shortfalls etc. All in all a very positive experience. I am now looking to invest in an off-plan property...
Ian Newman
- My BTL purchase was exciting and painlessYou guys did a great job. It's not my first BTL property, but I've learned a lot and you made the whole purchase process exciting and painless. The team was very relaxed (which made me relax) but responsive to my questions. Great!
Chris
- Easy way to purchase buy-to-let propertyThe whole process runs very smooth and you deliver what you promise. I have known both Brett and Simon since 2006 and have seen the company grow and it's good to see that Brett still has time to pick up the phone and give individual clients advise and help. Just keep doing what your doing and try not to loose the personal touch as you grow larger. Easier said than done!
Chris
- How to make the process of buying investment property clearYourPropertyClub.com is a very well run organization and the key is the information and learning that is provided. Everyone should read 'The 3+1 Plan' before buying a property - it made the whole process clear.
Paul
- How to buy 10 investment propertys in a yearSo far so good! It has been a pleasure to work with you all. Through the whole process, it doesn't matter who I talk to, I feel I am being looked after and guided in the right direction. At the moment I have burst pipes in one of my properties, but have had no doubt at all that it will be sorted. The team have kept me informed daily every step of the way. It has not been easy, because the tennant has had to move out temporarily. If I was trying to deal with this on my own, the stress would be unimaginable. But with YPC dealing with it on my behalf I am completely relaxed about the whole thing and I'm sure the tenant is as well. I have not had to make one phone call, to ask how things are progressing as I am kept updated daily, usually before I have even thought about it. Mark has been great and keeps me informed of anything that might be of interest as and when they come in. And my meetings with Simon have only confirmed that you guys really do know what you are talking about. A very enjoyable and stress free experience from start to finnish. I can think of just two things to suggest how to make the process more enjoyable. More property (10 by the end of the year) and more Champagne!!!
Will
- The easy, free portfolio management service for property investorsI have been very impressed with how easy your service has made it to get my hands on a property, with living on a yacht it would be very hard for me to deal with this process on my own.I have been very impressed with Roy and Elizabeth, they have explain the system well and have helped me out when i have not understood a situation fully. My Mortgage broker was very good, I felt like she was fully looking out for my interests when looking for mortgages, I liked the service that I recieved from her.
Mike
- We'll rent your buy-to-let property within 6 weeks or we'll pay the rent until we doI think the company as a whole is very professional. I like being involved with a young and exciting company. (being 50) I also feel the test of time will make me aware of all the pros of being associated with YPC. I have jumped in as a leap of faith, not knowing all the pitfalls. You have been honorable with you guarantees. Because of this I am in for the long haul. I think YPC is a terrific company. You need to be congratulated on forming such a trustworthy company, well done.
Ian
- How to effortlessly find and buy investment propertyOverall, I am very happy with the service provided by everyone at YPC. I have the feeling that you are very honest and open in the way you do business and that inspires confidence. I now have three properties (almost) and hope to continue to buy more. Only time will tell how good an investment it will be, but the discounts you have been able to negotiate and the complete sales service you provide is indeed very impressive. Mark, my property consultant has been very helpful and understanding of the difficult circumstances surrounding my ability to even make time to talk and he has struck a very good balance of assisting without being too intrusive. Elizabeth and the after sales team have also been really good at helping me and I would be grateful if you could convey my thanks to them all. From what I have witnessed YPC deserves its success and I hope it continues to flourish under your management. After all, your success is my success!!
Tim
- How to purchase investment property from overseasBuying property remotely can be huge risk you need people you can rely and trust.YPC have been a one stop shop for me I have found them reliable, professional friendly and deliver what they say. Great team thank you for making my life easy!! I can't suggest any improvements - it's been a pleasure. Any problems have been dealt with, may be my timing but staff changes consultant changes solicitor changes rental mix ups all in a days work for YPC team immediate response, resolution very impressive.
Steve
- Can you find tenants for my investment property?The staff at YPC are always very helpful and are always fast to respond to any queries I have made. My first investment property now has tennants in and I can't wait to invest in more through YPC.
Julie
- The complete service for investors from sourcing property all the way through to letting it outFirstly, I must say I'm completely blown away by our 1st property purchase - you have delivered everything you said you would, both painlessly and at predicted costs. I did much research on the internet before finding YourPropertyClub and you were the first ones that offered such a complete service from sourcing property all the way through to letting it out. I particularly like the way you source everything/everyone - from mortgages, solicitors, flooring, letting agents etc - haven't had to do any leg work. From the moment I met Simon, I found myself getting extremely excited at the prospect of investing in property with so much help. We've toyed with the idea many times over the years but never quite dared to take the plunge. Simon was so enthusiastic at that first meeting and explained everything so well, all doubts about the sanity of investing in property went away. I confess I had grave fears about the validity of the company before I passed over any money and did as much research as possible to verify that the whole thing wasn't a scam! But everything went to plan as you said it would, indeed we'd already reserved our 2nd property before the 1st one had completed, such was our confidence in you by then. Everyone I have had contact with has been so reassuring and friendly - I feel like a well known friend already rather than just one of a number of faceless clients. This personal interaction has been excellent and probably unique. As time has progressed I have also been impressed with how you seem to adjust strategy depending on the market conditions, something a novice investor would have difficulty knowing how to manage. Many thanks for introducing us to hassle-free property investment
Paul
- Property investment full education serviceThis is my first transaction with YPC and I've been very impressed with the commitment and knowledge of its staff and how willing they are to be available to help. I've currently got two more properties being processed by YPC and I'll definitely be buying more from you after that
Antony
- Full service property investment serviceHaving such an organised and enthusiastic team of people is extremey rare. This is a reflection of the leadership team and also the character of the individuals that are employed at YPC. The product/service that is offered is clear, the processes are too slick to believe sometimes. The amount of business that YPC put in front of solicitors, mortgage advisors, estate agents etc ensure that everybody involved reacts very quickly and things get done. Advice is given as and when needed to ensure you are comfortable with the developments as they happen. Roy who was my property consultant knew my needs before I did!
Matthew
- The simplest purchase and subsequent rental of a property that I have experiencedDefinitely the simplest purchase and subsequent rental of a property that I have experienced (I had six previous buy to lets before using YPC). Everyone at YPC are so helpful and there really isn\'t much for me to do - which suits me perfectly!
Karen
- Only 3 weeks from completion to letting of my property. WOW!Great service from all at YPC. It's a pleasure dealing with you guys. Despite the snow and Christmas, had an agreed let in 3 weeks! WOW!
Jim
- Rounded property investment serviceYPC as a whole operates very smoothly and the people really seem to care about their clients. The business model seems genuine and is the only one I have found that provides such a rounded service. I am exceedingly impressed by a Sales department that tells the customer to underestimate the income and growth and to overestimate the potential costs in order to be able to set and forget. This has to be unique to YPC. Well done at protecting my interests.
